Easycredit By Pretto, Credit consolidation in Senlis

How about restoring your purchasing power now?

Credit consolidation isn't just a solution for reducing monthly repayments, it's a real lever for regaining control of your budget and looking to the future with peace of mind.

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A concrete example of savings

The M family was repaying three loans: a home loan (€950/month), a car loan (€220/month) and a consumer credit (€180/month).

Before consolidation: €1,350 in cumulative monthly payments.
After consolidation: a single monthly payment of €970 and an advance of €3,000
The result: €380 of purchasing power recovered every month, or over €4,500 a year.

By extending the repayment period and taking advantage of a better overall rate, they have regained financial peace of mind while simplifying their management.

Why consolidate credit?

When loans pile up, the end of the month becomes difficult and the budget loses flexibility. Credit consolidation is an effective solution for :

Reduce your monthly payments

By combining several loans into one.

Regaining purchasing power

By lightening the financial burden.

Simplify management

A single monthly payment, a single bank, a clear view of your budget.

Avoiding over-indebtedness

By restructuring your debts before they become unbearable.

It's a solution for both households looking for a break and investors looking to optimize their cash flow.

How does it work?

How it works is simple: we take care of your :

Combine all your credit into a single loan
Property, consumer, car, home improvement...
Negotiate a new rate
with a partner organization.
Extend the repayment period
To reduce your overall monthly payment.
A single deadline and a single contact person
This makes management much simpler.

In practice, your old loans are repaid by a single new loan, better suited to your situation.

Credit consolidation, a solution for all profiles

Employees, pensioners, the self-employed... all profiles can be concerned by credit consolidation.

Credit consolidation isn't just for households in difficulty: it's a solution available to anyone who wants to manage their budget more effectively. Families, pensioners, employees, the self-employed and real estate investors can all benefit, depending on their needs.

For families, it means lower monthly payments and greater comfort in day-to-day life. For retirees, it enables them to adapt their repayments to a drop in income. Salaried employees can better balance their budgets in the face of new life projects. The self-employed and entrepreneurs appreciate being able to smooth out their expenses in a context of irregular income. Finally, property investors use debt consolidation to free up cash flow and finance new projects.

In short, credit consolidation is a genuine financial optimization tool, designed to suit every life situation.

Key stages in a successful merger

Analysis of your financial situation

Review of your income, expenses, current loans and objectives.

Customized simulation

We identify the amount of the possible new monthly payment.

Building a solid business case

Put together a clear file to maximize your chances of acceptance by the banks.

Negotiations with our banking partners

Search for the best conditions and approval of the new loan.

Follow-up until implementation

You don't have to manage a thing: we take care of everything from start to finish.

Concrete results: Savings and simplicity

Our customers see immediate benefits:

An average saving of 30% on monthly payments

(that's several hundred euros saved every month).

A clearer, simpler budget

Only one monthly payment to remember.

A new-found serenity

Less stress, more financial freedom.

Ready to take the plunge?

Make an appointment today to carry out your free, no-obligation credit consolidation simulation.

Find out how much you can save in just a few clicks.

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