Easycredit By Pretto, Loan Insurance in Senlis

Easycredit By Pretto, Loan Insurance in Senlis

Concrete example of savings: up to €12,000 saved

Thomas, 35, has taken out a €250,000 20-year mortgage in 2022.

  • The bank offered him loan insurance at 0.36% of the capital borrowed, i.e. around €18,000 over the term of the loan.
  • Thanks to our support, we found an alternative insurance policy at 0.12%, for a total of €6,000.
  •  The result: savings of €12,000, without compromising on the guarantees required by the bank.

This is not an isolated example: in many cases you can optimize and reduce the cost of your loan, and creditor insurance can significantly reduce the overall cost of a mortgage.

Why is loan insurance a major issue?

Loan insurance is not just a formality imposed by the bank. It protects both the borrower and the lending institution in the event of death, disability or incapacity. But what many people don't realize is that this insurance can represent up to 30% of the total cost of property financing.

Why choose Easy Crédit?

Competitive bidding

Customized warranties

Insurance comparator

Comprehensive support

What's new for your loan insurance

Since 2022, the Lemoine law has made it possible to change loan insurance at any time, without waiting for the anniversary date. The result: savings of up to €15,000 on the total cost of credit. The law also reduces the right to be forgotten to 5 years for certain illnesses, and abolishes the medical questionnaire for loans under €200,000, subject to age conditions at the end of the loan. Thanks to this reform, every borrower can finally regain control over his or her real estate financing and find an insurance better suited to his or her budget and situation.

Loan insurance broker in Senlis

The advantages of entrusting your project to Easy Credit

Substantial savings

Several thousand euros over the life of the loan.

Adjusted warranties

To your profile, without paying for extras.

Total transparency

On the actual cost of insurance.

Customized support

With a single point of contact.
Loan insurance in Senlis

Our method for optimizing your loan insurance

Analysis of your profile and needs

We assess your situation (income, health, plans, potential risks) to target the right coverage.

Comparison of market offers

We put several insurers in competition to find the best value for money.

Bank negotiation and validation

We make sure that the insurance you choose meets the criteria required by your bank.

Set-up and follow-up

We're with you all the way to final approval, and are always available for any adjustments.

Success stories

Julie and Marc, first-time buyers

By changing their insurance after signing, they saved €9,500 on their principal residence loan.

Eddy investor in Paris

With my health problems I still managed to finalize my purchase on the advice of our broker who optimized the duration of my purchase so as not to have a health questionnaire (duration, percentage insured).

Why not run your simulation now?

Don't let your loan insurance unnecessarily increase the cost of your mortgage.

Get a free loan insurance simulation today. In just a few minutes, find out how much you can save, while remaining fully covered.

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